5 Reasons Singles Should Get Life Insurance

Life insurance isn’t just for families. Singles have much to gain from a life insurance policy. If you’re a young professional starting out in your field, consider the following benefits of obtaining life insurance from The Sanford Group in Ball Ground, GA.

Payment of Outstanding Debts

Most young people today have outstanding debts, whether they be student loans, new car loan or mortgage. If there’s a co-signer on your loans, he or she will be responsible for your debt if you were to suddenly pass on. Life insurance proceeds can be used to pay off outstanding debts so your family isn’t held liable upon your demise.

Funds for Dependent Family Members

You may have someone depending on you for financial assistance such as an aging parent or disabled aunt. By naming them as beneficiaries on your life insurance policy, they can continue receiving financial help after you’re gone.

Co-Business Owner

If you started a business with a partner, your sudden demise could cause the business to go under due to lack of financial support. Your life insurance benefits can help keep the business going until your partner can get back on his feet.

Security for Future Family

Life insurance is cheaper to buy when you’re young and healthy. By purchasing life insurance now, you will have a foundation upon which to build once you start your family.

History of Health Issues

If your family has a history of health issues, it’s to your advantage to buy a policy before health problems develop. Once you’re diagnosed with an illness, the cost of a policy will be much higher. If you were to pass on from an inherited disease, your life policy can help pay for your funeral costs.

Learn more about life insurance option and costs by contacting us at The Sanford Group in Ball Ground, GA.

Understanding Commercial Insurance for Business – The Sanford Group

Commercial insurance is an important business tool. It is as important as the talent you hire to manage your business as well as the equipment needed to help you maintain your competitive advantage. As a business owner offering your products and services in and around Ball Ground, GA, you know that one unfortunate accident can set you back financially or lead to some other catastrophic result. This is where The Sanford Group can help your business.

Commercial insurance involves those coverages necessary to reduce your risks as a business owner. The common risks covered include; loss due to property damage (property insurance); loss resulting from third-party claims (liability insurance); and loss that comes from injuries to workers on the job (workers’ compensation). 

You understand as a business owner that the line between profit and loss can sometimes be a thin one. An expense like commercial insurance, whether obtaining new property coverage or updating your existing policy or determining if the liability protection is sufficient in the event of a product liability or libel lawsuit, may not be the most important to you. The luxury of having proper commercial insurance coverage in place is in knowing that if any issue arises that results in a loss to you may be provided for by your insurance and not cause you to settle out-of-pocket.

Agents working with The Sanford Group serving Ball Ground, GA, are licensed agents who stand ready to help you with your commercial insurance needs. Meeting with these professionals can help you determine what level of commercial coverage that is most appropriate for your business. You owe it to yourself and your customers to, at very least, perform a check-up on your current level of business protection. Let The Sanford Group assist you in providing the peace of mind you need to continue operating at a reduced risk.

Understanding Commercial Insurance for Business – The Sanford Group

Commercial insurance is an important business tool. It is as important as the talent you hire to manage your business as well as the equipment needed to help you maintain your competitive advantage. As a business owner offering your products and services in and around Ball Ground, GA, you know that one unfortunate accident can set you back financially or lead to some other catastrophic result. This is where The Sanford Group can help your business.

Commercial insurance involves those coverages necessary to reduce your risks as a business owner. The common risks covered include; loss due to property damage (property insurance); loss resulting from third-party claims (liability insurance); and loss that comes from injuries to workers on the job (workers’ compensation). 

You understand as a business owner that the line between profit and loss can sometimes be a thin one. An expense like commercial insurance, whether obtaining new property coverage or updating your existing policy or determining if the liability protection is sufficient in the event of a product liability or libel lawsuit, may not be the most important to you. The luxury of having proper commercial insurance coverage in place is in knowing that if any issue arises that results in a loss to you may be provided for by your insurance and not cause you to settle out-of-pocket.

Agents working with The Sanford Group serving Ball Ground, GA, are licensed agents who stand ready to help you with your commercial insurance needs. Meeting with these professionals can help you determine what level of commercial coverage that is most appropriate for your business. You owe it to yourself and your customers to, at very least, perform a check-up on your current level of business protection. Let The Sanford Group assist you in providing the peace of mind you need to continue operating at a reduced risk.