How to Claim on Your Home Insurance

You pay your home insurance to ensure protection against a variety of threats. Hopefully you’ll never suffer through home damage, but if you do, you’ll need to make a claim on your home insurance. Chances are, you may have an idea as to how to claim on auto insurance, but is it different from making a claim on home insurance? At The Sanford Group, we want to make sure you know how to make a claim on your home insurance, whether you live in Ball Ground, GA or somewhere else. 

Contact the Authorities

If your home was broken into, contact the authorities first. They will document the scene on top of noting everything that was stolen. You’ll need this information when talking with your insurance provider. If there is a fire, smoke damage or flooding, you’ll need to contact the appropriate authorities as well. It is always important to make sure everyone is safe before moving forward. 

Making a Home Insurance Claim

The actual claim process is similar to that of a car insurance claim. You’ll contact your home insurance provider and go over the situation. They will then send out an agent to look over your property. If there is a police report make sure to provide the report number so they can look into the situation as well. The insurance company can then handle the rest. 

It doesn’t matter if you live in Ball Ground, GA or in the surrounding area, we at The Sanford Group want to make sure your home is properly protected. From making claims on your home insurance to knowing the best coverage for your particular needs, home insurance is essential. So should you have any questions regarding home insurance, contact The Sanford Group at your convenience. 

The importance of scheduled maintenance on your vehicle

Everybody has been in a situation in which their car doesn’t behave as it should. You could be driving down the road when, all of a sudden, one of your tires blows out. Or maybe you get in your vehicle after a hard day at work and it won’t start. You could be on a busy highway, and suddenly your check engine light goes on or your coolant temperature spikes, or something else happens that puts you on the side of the road with traffic whizzing by while you wait for a tow truck.

Two things happen to you in those situations. You are not going to get where you need to go. You are likely going to be out some money, maybe a lot of it.

On the other hand, you could have avoided getting stuck if you had taken your vehicle in for scheduled maintenance. Your mechanic will be able to change the fluids, check your vehicle’s various systems, and make repairs before they become a problem. The idea is that if a problem exists for your car or truck. It is far better that you find out about it at the garage rather than in a parking lot or at the side of the road. Getting the matter taken care of will likely be less expensive than waiting until the problem strands you somewhere. You will save a lot of time, as well.

Your owner’s manual likely will have information about what kind of scheduled maintenance your vehicle needs and when it has to occur, according to the mileage.

For all questions pertaining to auto insurance feel free to contact The Sanford Group serving Ball Ground, GA.