What kind of auto insurance is right for your budget?

If you live in the Ball Ground, GA area, then you know how important it is to have auto insurance that you can depend on.  At The Sanford Group, we also know how important it is to make sure that policy is affordable, too.  Fortunately, if you’re looking to save money, we have a policy for you.

If you’re trying to save a lot of money, it may seem like buying a basic auto insurance policy is your best deal.  These policies provide only the bare minimum coverage that is required of Georgia residents, however. All too often, this means that you’ll save some money today, but you’ll pay a lot more if you get into an accident.

If you use your car on a daily basis, it’s almost always a good idea to get a collision or comprehensive policy.  These policies can provide funds to you to repair your own vehicle in the event that you’re in an accident. They can also provide funds to repair or replace your vehicle if it is stolen or damaged. While they may cost a few more dollars a month, many people are grateful to have the extra coverage when they get in an accident.

To reduce your auto insurance costs, be sure to ask your agent about discounts.  There are hundreds of ways to save money.  Discounts are offered for everything from garaging your vehicle at night to having safety equipment such as back-up cameras and air bags.

If you’re looking for an affordable auto insurance policy that gives you the coverage you need, then talk to the agents at The Sanford Group.  They have years of experience helping their Ball Ground, GA customers find the policy that’s right for them

What Every Driver Should Keep in the Car

Drivers in Ball Ground, GA enjoy the benefit of driving in a small city with a great deal of southern charm. However, that doesn’t mean there never will come a time when an emergency happens on the road. Although it’s oftentimes not preventable, you can prepare to create a better outcome.

1. Insurance Cards and Registration

You’re supposed to carry your insurance cards and registration in your vehicle because of the law, but it’s important for your own benefit as well. If you get into an accident, you’ll need these documents handy.

2. A Jack

Always carry a jack in your car. If you need to change a tire, this is a requirement. You should also have a spare tire and a tire iron.

3. Car Manual

Every car is different, so if you should happen to break down and had a similar problem in your last vehicle, it might not be the same problem. You’ll be able to use the manual to assist in both diagnosing and repairing.

4. Duct Tape

Duct tape comes in handy in many situations. You can use it to tape down the hood, and you could even get creative and think of your own ways to use it.

5. Flashlight and Batteries

Always keep a flashlight and batteries in your car. This way, no matter what time of the night it is that you break down, you’re able to get a decent view of under the hood.

6. Flares

You never know when you’re going to break down alongside of the road. You want other cars to be able to see you and your vehicle.

7. Car Charger

Never leave your home without a car charger. Nowadays, pay phones are obsolete, so drivers must depend on their mobile device.

To learn other items to always keep in your car or get a quote for a new car insurance policy, contact The Stanford Group, serving Ball Ground, GA, today at 678-454-0661.