The Facts About Georgia Commercial Insurance
As a business owner, it is important to have the right types of insurance policies that will ensure your investment is protected. Getting the information you need and having guidance from an independent agency like The Sanford Group will help steer you in the right direction. There are a few insurance policies that are crucial to the longevity of your operation:
Georgia Commercial Auto Insurance
When you have company vehicles or employees driving on behalf of the company, having a commercial auto insurance policy is mandatory. Operating a vehicle without auto insurance is against the law, and you want to provide the best protection to avoid potential lawsuits in the event something happens.
Georgia Commercial General Liability Insurance (CGL)
A commercial general liability insurance policy is one you should have for a number of reasons. In Georgia, specific rules and regulations must be followed, and you want to make sure all bases are covered. A general liability policy helps protect those areas that are not generally obvious but can be potential issues. An independent agent can walk you through various scenarios and offer advice that could help you determine the best options.
Georgia Commercial Property Insurance
Property is one of the most important assets of a business, especially if you are managing multiple locations. Having a policy in place that covers structural and internal equipment will pay for itself if a disaster occurs. Adequate property insurance ensures your operations will continue through everything.
Georgia Workers Compensation
Workers Compensation is mandatory in most states, and this policy is designed to cover you and your employees in the event of an accident. Depending on your operation, the level of exposure to accidents may be greater than others. Do not put your company or employees in jeopardy by not having adequate insurance or following the law.
Georgia Business Owner Package (BOP)
A business owner package is a comprehensive policy that may include all of the policies listed above, with additional inclusions. These policies are generally cheaper as a whole, with a variety of protections for your business. An agent can give you detailed information on how this may work for you.
Using one of the best Ball Ground, Georgia commercial insurance agencies will help you protect your employees and investment. For more information, contact The Sanford Group for comprehensive business insurance protection today!